Expat Coverage.
Health, life, and savings insurance for foreigners living in Thailand — English-speaking advisor, Allianz Ayudhya
Why Get Insured in Thailand?
Affordable Premiums
Thai insurance premiums are significantly lower than international health plans or home-country policies, with comparable or better hospital network access.
World-Class Hospitals
Thailand's leading hospitals — BDMS, Bumrungrad, Samitivej — are covered by Allianz Ayudhya plans with cashless admission.
Tax Deductible
Long-term residents with Thai income can deduct life and health insurance premiums from personal income tax (up to ฿100,000/year).
Available Products.
Health Insurance (OPD + IPD)
Comprehensive health coverage including outpatient, inpatient, and critical illness. Accepted at leading hospitals across Thailand including BDMS network.
Critical Illness Insurance
Lump-sum payout upon diagnosis of cancer, heart attack, stroke, or 48+ major illnesses. Use funds without restrictions on treatment or hospital.
Savings & Investment Insurance
Build long-term wealth with guaranteed returns. Tax-deductible up to ฿100,000/year. My Smart Index 18/8 offers guaranteed 808% return plus index-linked bonus.
Life Insurance
Protect your family with life coverage from Allianz Ayudhya — one of Thailand's most trusted insurers, backed by a global group.
How to Get Started.
Contact Wan
Reach out via LINE or the contact form. English consultation available.
Free Assessment
We discuss your needs, health history, and budget to identify the right products.
Application
We handle paperwork — Thai forms, health declarations, and submission to Allianz Ayudhya.
Coverage Begins
Receive your policy documents and use your insurance at partnered hospitals.
FAQ for Expats.
Can foreigners (non-Thai nationals) get insurance in Thailand?
Yes. Most Allianz Ayudhya products are available to foreigners residing in Thailand, including work permit holders and long-stay visa holders. Some products require a valid Thai address.
Do I need to speak Thai to get insured?
No. Wan speaks English and can guide you through the entire process in English — from product selection to claim support.
Are medical check-ups required?
It depends on the product and your age/sum insured. Several products (like My Smart Index 18/8) require no health check at all.
Can I keep my insurance if I leave Thailand?
Some policies remain in force globally; others are Thailand-based. We will advise you on portability options during consultation.
How do I pay premiums?
Premiums can be paid via Thai bank transfer, credit card, or direct debit. Annual payment is standard for most savings plans.
Ready to get covered?
Contact Wan for a free, no-obligation consultation in English. We'll find the right plan for your life in Thailand.